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When it comes to the best cities to spend your retirement years, the Sunshine state takes nearly half of the top 10 spots, according to WalletHub’s 2022 Best & Worst Places to Retire survey.

Historic Charleston, South Carolina, takes first place! The survey ranked 182 cities based on four key categories of equal weight: affordability, activities, quality of life and health care. Their analysis also assumes a retiree will be living on a fixed income.

The top 10 best cities to retire

  1. Charleston, South Carolina
  2. Orlando, Florida
  3. Cincinnati, Ohio
  4. Miami, Florida
  5. Fort Lauderdale, Florida
  6. San Francisco, California
  7. Scottsdale, Arizona
  8. Wilmington, Delaware
  9. Tampa, Florida
  10. Salt Lake City, Utah

When considering a place to retire, the cost of living and taxes should be two of your top financial considerations, Tamara L. Wolske, a University of Indianapolis assistant professor who specializes in Aging Studies, says in WalletHub’s report.

Additionally, if you’ll be living on a fixed income in retirement, be sure to plan your expenses and lifestyle accordingly, Wolske says. “The non-negotiable expenses should be tended to first each month, such as rent or mortgage, utilities, credit accounts, insurance, and taxes,” she advises. “Whatever funds you have left over can be used for controllable expenses such as groceries, gas, and leisure activities.” (Credit: WalletHub)

For more information on retirement in Charleston SC, please contact The Brennaman Group: